Top 10 Apps to Earn Money in 2023

Do you want to make some extra cash from your smartphone? Whether you need some money for an emergency, a vacation, or a treat, there are plenty of apps that can help you earn money in 2023. In this article, we will introduce you to the top 10 apps that can make you money by doing simple tasks, taking surveys, shopping online, selling your stuff, and more. Here are the best money-making apps of 2023.

Top 10 Apps to Earn Money in 2023

1. Rakuten: Best for getting cash back on purchases online

Rakuten is one of the most popular cash back apps that pays you to shop online at over 2,500 stores, including Amazon, Walmart, Target, and Macy’s. You can earn up to 40% cash back on your purchases, and get paid via PayPal or check every quarter. You can also earn a $10 bonus when you sign up and make your first purchase of $25 or more through Rakuten.

2. Ibotta: Best for getting cash back on purchases in the store

Ibotta is another cash-back app that pays you to shop in-store at over 300 retailers, including grocery stores, pharmacies, restaurants, and more. You can earn cash back by scanning your receipts or linking your loyalty cards to the app. You can also earn extra cash by completing bonus offers and referring friends. You can withdraw your earnings via PayPal, Venmo, or gift cards once you reach $20 in your account.

3. SurveyJunkie: Best for making money through surveys

SurveyJunkie is one of the best survey apps that pays you to share your opinions on various topics, such as products, services, brands, and more. You can earn points for each survey you complete, and redeem them for cash via PayPal or e-gift cards. The surveys are short and easy to complete, and you can choose the ones that interest you. You can also earn extra points by completing profile surveys and participating in focus groups.

4. Swagbucks: Best for earning cash through a variety of ways

Swagbucks is one of the most versatile money-making apps that pays you to do various online activities, such as watching videos, playing games, searching the web, shopping online, and more. You can earn points for each activity you complete, and redeem them for cash via PayPal or gift cards from over 100 retailers. You can also earn a $10 bonus when you sign up and earn your first 2,500 points.

5. Capital One Shopping: Best for savings and making money

Capital One Shopping is a browser extension and app that helps you save money and earn rewards when you shop online. It automatically compares prices from thousands of sellers, applies coupon codes at checkout, and notifies you of price drops on items you want. You can also earn credits for shopping at participating stores, and redeem them for gift cards from popular brands. Capital One Shopping is free to use and works with most browsers and devices.

6. Robinhood: Best for investing

Robinhood is an app that lets you invest in stocks, ETFs, options, and cryptocurrencies with no commission fees or minimum balance requirements. You can buy and sell securities with just a few taps on your phone, and access real-time market data and news. You can also earn free stocks when you sign up and refer friends to Robinhood.

7. Mercari: Best for selling used items

Mercari is an app that lets you sell your unwanted items online with ease. You can list anything from clothing, shoes, accessories, electronics, books, toys, and more. You just need to take a few photos of your item, add a description and price, and wait for buyers to make offers. Mercari handles the shipping and payment process for you, and charges a 10% selling fee only when your item sells.

8. Earny: Best for price drops

Earny is an app that helps you get refunds when prices drop on items you bought online. It tracks your online purchases from over 50 retailers, such as Amazon, Walmart, Target, and more. It also monitors price changes on hotel bookings from major travel sites. When it finds a lower price on something you bought within the eligible time frame, it automatically requests a refund for the difference on your behalf. Earny charges a 25% fee on the refunds it gets for you.

9. Field Agent: Best for mystery shopping

Field Agent is an app that pays you to complete simple tasks in your local area, such as taking photos of products, checking prices, scanning barcodes, and more. You can browse and accept the tasks that suit you, and get paid via PayPal or direct deposit once you complete them. The tasks typically pay between $2 and $12, depending on the complexity and location.

10. Uber: Best for car owners

Uber is an app that lets you make money by driving people or delivering food in your spare time. You can set your own schedule and choose the trips that work for you. You can also earn tips from your customers and get paid weekly or instantly via Uber Cash, PayPal, or bank transfer. You need to meet the minimum age and vehicle requirements and pass a background check to become an Uber driver.

Conclusion

These are some of the best apps that can help you earn money in 2023. Whether you want to make some extra cash from your shopping habits, your opinions, your skills, or your belongings, there is an app for you. However, keep in mind that these apps are not meant to replace your main source of income, but rather to supplement it. You should also be careful of scams and frauds that may try to lure you with unrealistic promises or requests for personal information. Always do your research and read the reviews before downloading any app or signing up for any service.

10 Most Asked Questions and Answers

Q: How much money can I make from these apps?

A: The amount of money you can make from these apps depends on various factors, such as how often you use them, how much time and effort you put into them, how many tasks or surveys you complete, how much cash back or rewards you earn, and more. Generally speaking, you can expect to make a few dollars to a few hundred dollars per month from these apps, depending on your goals and preferences.

Q: How do I get paid for these apps?

A: Most of these apps pay you via PayPal, which is a secure and convenient way to receive money online. Some apps also offer other payment options, such as Venmo, bank transfer, gift cards, or credits. You usually need to reach a minimum threshold before you can withdraw your earnings from these apps, which can range from $1 to $50 depending on the app.

Q: Are these apps safe and legit?

A: Yes, the apps we listed in this article are safe and legit, as they have been verified by reputable sources and have positive reviews from users. However, you should always be cautious of any app that asks for too much personal information, charges upfront fees, guarantees unrealistic returns, or has negative feedback from users. You should also read the terms and conditions and privacy policy of any app before using it.

Q: Do I need to pay taxes on the money I make from these apps?

A: Yes, the money you make from these apps is considered taxable income by the IRS, and you need to report it on your tax return. Depending on the type and amount of income you earn from these apps, you may need to file a Form 1099-MISC or a Form 1099-K with your tax return. You may also need to pay self-employment taxes if you earn more than $400 from these apps in a year. You should consult a tax professional if you have any questions or concerns about your tax situation.

Q: Do I need any special skills or qualifications to use these apps?

A: No, most of these apps do not require any special skills or qualifications to use them. You just need a smartphone with internet access, an email address, and a PayPal account (or other payment method) to get started. However, some apps may have specific requirements depending on the type of tasks or surveys they offer. For example, Uber requires you to have a valid driver’s license, a car that meets their standards, and a clean driving record.

Q: How do I find the best app for me?

A: The best app for you depends on your personal preferences, goals, interests, and availability. You should consider what kind of tasks or activities you enjoy doing, how much time and effort you are willing to invest in them, how much money you want to make from them, and how often you want to get paid from them. You should also compare the features, benefits, drawbacks, and reviews of different apps before choosing one.

Q: Can I use more than one app at a time?

A: Yes, you can use more than one app at a time to maximize your earning potential. However, you should be careful not to overextend yourself or lose track of your earnings from different apps. You should also avoid using apps that conflict with each other or violate their terms of service. For example, you should not use two cash-back apps that offer rewards for the same purchase.

Cons:

You may not make a lot of money from these apps, as they are not meant to replace your main income source.
You may face competition, rejection, or low availability of tasks or surveys from these apps.

You may have to deal with technical issues, glitches, or scams from these apps.
You may have to pay taxes on the money you make from these apps.

Q: How do I get started with these apps?

A: Getting started with these apps is easy and simple. You just need to follow these steps:

Download the app from the Apple or Google Play store and create an account with your email address and password.
Complete your profile and verify your identity, payment method, and other details as required by the app.

Browse and accept the tasks or surveys that interest you and complete them according to the instructions.
Earn money or rewards for each task or survey you complete and withdraw them when you reach the minimum threshold.

Q: How do I increase my chances of getting more tasks or surveys from these apps?

A: There are a few tips you can follow to increase your chances of getting more tasks or surveys from these apps. Some of them are:

Complete your profile and update it regularly with accurate and relevant information.
Check the app frequently and accept the tasks or surveys that match your criteria as soon as possible.

Follow the instructions and guidelines carefully and provide honest and quality feedback.
Maintain a high rating and reputation on the app by completing the tasks or surveys on time and with satisfaction.
Refer your friends and family to the app and earn extra bonuses or rewards.

Q: What are the pros and cons of using these apps?

A: Using these apps has some pros and cons that you should be aware of. Some of them are:

Pros:

You can make money from your smartphone anytime and anywhere.
You can choose the tasks or activities that suit your preferences, skills, and availability.
You can earn cash, rewards, or gift cards that you can use for yourself or others.

You can learn new things, discover new products, or have fun while making money.

Cons:

You may not make a lot of money from these apps, as they are not meant to replace your main income source.

You may face competition, rejection, or low availability of tasks or surveys from these apps.
You may have to deal with technical issues, glitches, or scams from these apps.
You may have to pay taxes on the money you make from these apps.

Q: How do I get started with these apps?

A: Getting started with these apps is easy and simple. You just need to follow these steps:

Download the app from the Apple or Google Play store and create an account with your email address and password.

Complete your profile and verify your identity, payment method, and other details as required by the app.
Browse and accept the tasks or surveys that interest you and complete them according to the instructions.
Earn money or rewards for each task or survey you complete and withdraw them when you reach the minimum threshold.